We all want to make as much money as we can from our savings & investments, and our job is to search out the products, investment managers & funds that will help you make the best of your money. The following are the main services we offer:

Review of existing investments & savings to identify any areas you could improve on

Providing on-going advice about your investments & savings

Setting up new investments & savings plans, either lump sums or monthly payments

Socially responsible investments - ethical & environmental investing

For those taking an income from their investments, we can often improve the income.

We can help with most advice needs surrounding pension planning, but these are the most common:

Reviewing existing pension arrangements (company & personal)

Setting up new pension plans

Advising on changes to your company pension plans

Advising on pension splits as a result of divorce

Getting the best deal when you retire (you do not have to buy your pension from the company you have saved with)

"It is better to have insurance and not need it, than to need insurance & not have it"

A famous quote that brings in to sharp focus how important insurance can be. The most common things we are asked to do are:

Review existing insurance policies to make sure they are still suitable & good value

Recommend a suitable package of insurances to protect an individual or a family

Use of independent comparison systems to help get the best deals on a wide range of personal insurance products

If you go to our links page you can quote & buy for household & travel insurance.

Financial planning is basically reviewing your current financial situation, talking about your financial goals & needs, and then drawing up a plan to achieve your goals & needs. We can either help by just looking at an individual area such as your retirement planning, or looking at your overall financial situation.

The process starts with gathering information about your situation & any financial products you have, which will then be followed up with a full report, & usually a second meeting where the recommendations will be discussed in more detail.

If any need for new financial products has been identified we will normally help you set those up, and often some changes may be recommended to existing products, and we will normally help you make those changes.